# Viriya
> Portfolio tracker for retail investors across 22 global stock markets.

Viriya is a privacy-first portfolio management platform. Track holdings, passive income,
dividends, and net worth across 22 markets worldwide. Consolidate multiple brokers
in one place. Supports equities, crypto, fixed income, cash, real estate, and more.

## Key pages
- [Home](https://viriya.sg/): Landing page with features, markets, and pricing
- [Markets](https://viriya.sg/markets): Full list of 22 supported markets and ISO 4217 currencies
- [Terms of Service](https://viriya.sg/terms)
- [Privacy Policy](https://viriya.sg/privacy)
- [Refund Policy](https://viriya.sg/refund)

## Markets supported
- Singapore (SGX)
- Hong Kong (HKSE)
- United States (NYSE, NASDAQ, AMEX, OTC)
- China (Shanghai, Shenzhen)
- Japan (Tokyo)
- Taiwan (Taiwan, Taipei)
- India (NSE, BSE)
- South Korea (Korea Exchange, KOSDAQ)
- Canada (TSX, TSX-V, CSE, NEO)
- United Kingdom (LSE, IOB)
- France (Euronext Paris)
- Germany (XETRA, Frankfurt, Berlin, Munich, Stuttgart, Hamburg, Dusseldorf)
- Saudi Arabia (Saudi Exchange)
- Netherlands (Euronext Amsterdam)
- Australia (ASX)
- Switzerland (SIX Swiss Exchange)
- South Africa (Johannesburg)
- Sweden (Stockholm)
- Brazil (B3)
- UAE (Dubai)
- Indonesia (Indonesia Stock Exchange)
- Malaysia (Bursa Malaysia)

## Asset classes
- Equities (stocks, ETFs, REITs)
- Crypto
- Fixed income (bonds, SSB, T-bills)
- Cash holdings
- Real estate
- Passive income assets

## Features
- Multi-broker portfolio consolidation (IBKR, Tiger, DBS Vickers, CDP SGX, and more)
- Passive income & dividend tracking with forecast
- Net worth calculation across all asset classes and accounts
- AI-powered portfolio insights and risk analysis
- Broker statement import (auto-detect format)
- Portfolio sharing via secure links
- Realized P&L tracking
- Multi-currency support (all ISO 4217 currencies)

## Pricing
- Free tier: Basic portfolio tracking with limited portfolios
- Millionaire plan: SGD $6/month (annual) or $8/month (monthly) — unlimited portfolios, AI insights, priority support

## Privacy
- No data selling — your financial data is never shared or monetized
- Authentication via Google Sign-In with AWS Cognito
- Privacy-first design: data is encrypted at rest and in transit